Expectations

Overview

Many assets such as shares, bonds and properties pay incomes as dividends, interests, or rents. Other assets such as precious metals do not pay any income. You can provide the expected annual income for one unit of each relevant asset so the program can calculate the expected monthly average income your asset should provide based on the number of units you currently own for each asset. It allows you to know how much income your investment would produce if you stopped investing today.

This is an important metric so you can compare your expected passive incomes with your total monthly expenses, if your intention is for your assets to eventually cover all your expenses. Many fund managers or stock brokers publish the amounts of dividend each investment has distributed recently. By adding up the numbers, you can determine the total amount an investment has paid in recent years. Based on these figures, you can estimate how much income you can expect each of your investments to produce per year in the near future.

Examples

Here is how the demo expectations are defined in the example files.

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| ID   | Currency | IncomePerUnitPerYear | Comments                                                                |
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| VWRD | USD      | 1.9947               | Total dividends distributed in tax year 2023-2024 was $1.9947 per share |
| VHYL | USD      | 2.0334               | Total dividends distributed in tax year 2023-2024 was $2.0334 per share |
| VEVE | USD      | 1.5351               | Total dividends distributed in tax year 2023-2024 was $1.5351 per share |
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Identifiers

The ID column refers to identifiers of assets.

Currency

The currency column define in which currency the amount of expected annual income is expressed. You can provide the amount in either the base currency of the investment (it is often in USD) or in your primary currency if you want to make the calculation manually. If you specify a value in a currency which is different than your primary currency, the program will use the most recent exchange rate available to convert the number to your primary currency.

Income

The IncomePerUnitPerYear column defines the total amount one unit of the investment is expected to produce per year. One unit corresponds to one share of a stock, fund, etc.